Typically, drivers that have comprehensive and collision car insurance will be covered for tire damage if it is directly the result of an accident or unexpected event. However, most policies will not cover flat tires.
Will Car Insurance Cover Flat Tires?
As noted above, the majority of car insurance policies will not cover flat tires. If the flat tire occurred as a direct result of an accident, though, the insurance should cover it.
Many insurance providers offer roadside assistance services specifically for this issue nowadays.
Will Car Insurance Cover Slashed Tires?
As long as drivers have comprehensive coverage, an insurance provider will cover slashed tires.
Comprehensive policies will cover for a variety of slashed tires.
Does Car Insurance Come With A Tire Protection Plan?
Unfortunately, a car insurance policy will not include tire warranties, tire insurance, or a plan that covers wear and tear over time.
Tires and wheels could be covered from any damage that’s the result of a pothole, vandalism, or other mishaps, depending on your location.
Comprehensive Coverage Overview
Comprehensive coverage includes protection from damage that’s the result of anything but a car accident.
Theft, extreme weather events, and vandalism are a few examples of this. For instance, if bad weather causes a tree to puncture your car tires, comprehensive coverage will pay for this damage.
Collision Coverage Overview
Drivers are protected from damage caused by an accident with this insurance type.
If your tires are damaged due to an accident with another vehicle, drivers may file a claim to pay for either repairs or replacements.
Custom Parts And Equipment Coverage Overview
This coverage is available for vehicles featuring custom rims or wheels. With this coverage, repairs and replacements will be paid for as long as they are damaged in a covered accident.
It’s always wise to get this insurance because custom parts, of course, will cost more to replace than standard tires.
Conclusion
Tire damage ultimately occurring due to normal wear and tear, is not covered by car insurance providers. This includes tire damage when it is not a direct result of an accident.
However, the manufacturer’s warranty will typically cover defects, premature wear, and other damage types.
Live In The Scottsdale Area? Get Your Inspection Done At Bridwell Automotive Center!
Get your road trip inspection and preparation service done at Bridwell Automotive Center, located at 7171 E Lincoln Dr. Scottsdale, Arizona 85253 or call (480) 948-4781 for more information.
